Many factors are considered when taking out a mortgage. Interest rates can make a big difference on affordability of a mortgage! In 1981 interest rates hit 18.63%. In 2012 they were 3.31%

Spring 2020 finds us also with remarkably low interest rates. If your current interest rate on your mortgage is not around 3.5% then its time to refinance. If you are thinking about buying a house, now is definitely the time to lock in these amazing rates!

Mortgage rates change frequently. Over the last 45 years, they have ranged from a high of 18.63% (1981) to a low of 3.31% (2012). While it’s not likely that the average 30-year fixed mortgage rate will return to its record low, the current average rate of 3.45% is pretty close— all to your advantage.

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